Fuente: WIPO "olive table" The present invention is drawn to an aqueous composition containing: (a) at least one fatty quaternary amine; (b) at least one nonionic surfactant; (c) at least one compound chosen from an alkyl ether carboxylic acid, an alkyl ether carboxylate, a fatty acid having from about 6 to about 40 carbon atoms, and mixtures thereof; and (d) at least one water-insoluble material, wherein the composition is both homogeneous and clear to substantially clear in appearance