Fuente: WIPO "sustainability" ABSTRACTA SUSTAINABLE FINANCIAL TECHNOLOGY SYSTEM AND METHOD FOR INTEGRATING FINANCIAL SERVICES WITH ENVIRONMENTAL SUSTAINABILITY GOALSThe present disclosure relates to a sustainable financial technology system (100) that integrates AI (102), blockchain (101), smart contracts (103), big data analytics (104), and IoT sensors (105) to facilitate secure, transparent, and efficient sustainability-linked financial transactions. The system enables green lending, ESG investments, and carbon credit trading, ensuring that funds are allocated based on real-time sustainability assessments. An AI-based sustainability assessment engine (102) evaluates transactions using machine learning models, while blockchain (101) and smart contracts (103) automate fund disbursement and compliance verification. Big data analytics (104) and IoT sensors (105) provide continuous environmental impact monitoring, supporting real-time regulatory compliance and reporting. A digital customer engagement platform (106) enhances user awareness through personalized financial recommendations and educational tools.