Fuente: Wipo "digitalization" Digital transaction apparatus including a Data Assistance Device (DAD), including a user interface that is operable to at least select data, and a DAD transmitter, a Digital Transaction Card (DTC), including a Digital Transaction Processing Unit (DTPU), and a DTC receiver, wherein the DAD and DTC are operable to transfer data from the DAD to the DTC and when subsequently using the DTC to effect a digital transaction with one or more digital transaction devices, the DTC operates in accordance with the data selected and transferred from the DAD to the DTC, wherein each digital transaction requires a sufficient verification score for authorization of the transaction, and the apparatus is operable to obtain at least one verification type, with each verification type having a verification type score, and the verification type score being awarded subsequent to obtaining the corresponding verification type.