Fuente: Wipo "digitalization" Systems and methods for facilitating transactions using a digital currency are described. In some aspects, a system is described for facilitating a private transaction between a first entity and a second entity using a government issued digital currency issued by a government institution. In some aspects, a system is described for facilitating a transaction between a first entity and a second entity using a digital currency issued by a bank or an entity with a bank charter. In some aspects, a digital wallet is described for one or more digital currencies from one or more financial institutions where the digital wallet is a self-hosted digital wallet. In some aspects, a digital wallet is described for one or more digital currencies from one or more financial institutions, including a line of credit based on a digital currency issued by a financial institution and that is fixed with respect to a fiat currency.