Fuente: Wipo "digitalization" A method and apparatus for providing a service based on a digital card connected to a digital code are provided. A service providing server is configured to generate a digital code connected to a service account of a partner terminal by connecting a plurality of digital codes selected by the partner terminal to a digital code and a user terminal is configured to use a digital card associated with the a user account among the plurality of digital cards connected to the digital code by scanning the digital code displayed on an online area and an offline area.