Fuente: Wipo "digitalization" Involved are an Internet of vehicles-based digital commodity processing method and apparatus, a device, and a medium. The method includes: establishing a device model corresponding to each vehicle-mounted device based on an available function and communication mode of each vehicle-mounted device on a target vehicle, the vehicle-mounted devices including a gateway device, a gateway sub device, and a direct connection device; determining an association relationship between the device models based on an association relationship between the gateway device, the gateway sub device, and the direct connection device; generating a method routing table corresponding to available service on the target vehicle based on the association relationship between the device models; and associating, based on a function requirement corresponding to a digital commodity to be created, a method routing table corresponding to available service corresponding to the function requirement, to obtain a target digital commodity. Therefore, repeated development of digital commodities can be reduced, and Internet of vehicles-based development efficiency of digital commodities can be improved.