Enterprise credit investigation platform construction method based on government affair big data

Fecha de publicación: 21/12/2021
Fuente: Wipo "BigData"
The invention particularly relates to an enterprise credit investigation platform construction method based on government affair big data. The enterprise credit investigation platform construction method based on the government affair big data comprises: firstly, formulating a data standard to achieve data standardization; then generating a standard data interface, extracting and processing risk indexes, establishing an enterprise credit evaluation model by adopting deep learning, and training the enterprise credit evaluation model; utilizing the trained enterprise credit evaluation model to predict the enterprise default probability, performing standard score card conversion, and converting the calculated enterprise default probability into an enterprise standard credit score; and finally, generating a credit report template by adopting a customized version report. According to the enterprise credit investigation platform construction method based on the government affair big data, more evaluation dimensions can be provided for financial institutions, and a pedestrian credit investigation report based on enterprise credit data is greatly enriched; and meanwhile, an enterprise credit index interface is provided, a financial institution can directly access an index service risk control strategy process, and the system is convenient to apply and suitable for popularization and application.