Fecha de publicación:
12/01/2024
Fuente: Wipo "BigData"
The embodiment of the invention discloses a credit approval method and device for a foreign trade enterprise and a medium, and relates to the technical field of big data, and the method comprises the steps: receiving the credit application information of the foreign trade enterprise, and obtaining the current multi-dimensional enterprise data of the foreign trade enterprise based on the credit application information; generating a current enterprise credit score of the foreign trade enterprise through the multi-dimensional enterprise data of the foreign trade enterprise and a pre-constructed credit scoring model; obtaining historical credit data of the foreign trade enterprise through a big data technology, and determining a current credit comprehensive score of the foreign trade enterprise through the historical credit data and the current enterprise credit score; and determining a credit approval result of the foreign trade enterprise according to the current credit comprehensive score, and when the credit approval result is approved, determining a current credit line of the foreign trade enterprise based on the current enterprise operation data and a preset credit line database so as to realize credit approval of the foreign trade enterprise.